Succession Planning
Proper business continuation and succession planning can help prevent a business from being frozen and discontinued. It also helps avoid conflict among family member and between heirs and surviving owners.
Buy-Sell Funding
As a partner or co-owner (private shareholder) of a business, you've spent years building a valuable financial interest in your company. You may have considered setting up a buy-sell agreement to ensure your surviving family a smooth sale of your business interest and are looking into funding methods.
Key Person Insurance
Most companies have at least one employee who is key to the success of the business. Whether it's the owner, a partner, a majority stockholder or someone with a high level of expertise, the loss or death of that person could mean financial ruin for the company.
Deferred Compensation
A deferred compensation plan is an arrangement whereby an employee or owner defers some potion of their current income until a specified future date. Wages earned in one period are actually paid at a later date.
Estate Planning
As a business owner, the process of accumulating and disposing of an estate to maximize your goals will include making sure the greatest amount of your estate passes to the intended beneficiaries, often including paying the least amount of taxes and avoiding or minimizing probate court involvement. Additional goals typically include providing for and designating guardians for minor children and planning for incapacity.
Employee Stock Ownership Plans
An ESOP is a kind of employee benefit plan, similar in some ways to a profit-sharing plan. In an ESOP, a company sets up a trust fund, into which it contributes new shares of its own stock or cash to buy existing shares. Alternatively, the ESOP can borrow money to buy new or existing shares, with the company making cash contributions to the plan to enable it to repay the loan. Regardless of how the plan acquires stock, company contributions to the trust are tax-deductible, within certain limits. | 
